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NS, part of this list,as far as I am concerned, is to be moral support as well as information center for Pds and caregivers. Being a homeowner with only $700 or so a mo income has to be scary. A reverse mortgage is for those over 65. Borrowing on ones house doesn't make much sense if you have no income to repay the loan.Ivan's situation certainly gives me a lot of food for thought. This could happen to anyone of us. Therefore, in my opinion, give the guy a break. Being supportive of everyone on this list will only benefit everyone in the long run.Someday each of us may be the one in need of advice, support, etc for more than just the fundementals of PARKINSONS DESEASE! Thats my take on what this list is supposed to be. If I'm wrong I'm sure there is someone that will be glad to jump my case. JuanitaCG for George73dx98