Dear Pat,
The companywriting LTC inssurance for those of us with existing chronic
conditions is Penn Treaty. I believe one enterprising broker contactedour
Association. However, he and a second insurance agent came before our Board
of Directors - both failed miserably in trying to explain, both in the Big
Picture and microcosmologically. The agent who caused me to take a second
look contacted me through the credit union. He got $100.00, roughly 8% of
the annual premium, for his trouble. I should hear in the next two weeks
whether I have been accepted.
Let me know what you find. I think I'll ask my board to take another
look. The phrase the agent used was asset protection.
Hope this has been helpful. If I get any more inquiries, I will consider
sending the above to the bulletin bboard/list.
Until a better day, Don
