Yes, unfortunately, as of January, 2000
Bob's insurance company (our private pay insurance company) stopped covering his
prescription drugs. The prices of his meds use up most of his disability
income. You would think working 22 years with the railroad would at least
give you drug coverage if you should become totally disabled. The railroad
will give him drug coverage again when he reaches age 65. Doesn't that
sound illegal? The railroad covers their healthy employee, denies coverage
to an employee who gets seriously ill, and then the company will cover
the disabled employee when (and if) they reach age 65. It's the old
adage.... the rich get richer... the poor get poorer.
Jackie