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You are not just witty and sharp, but you are also wise. I am proud to be your friend. Fondly, Michel Barb Mallut wrote: > .......I STRONGLY urge each of you to reconsider your own > vulnerability > and prepare yourself BEFORE you're taken for a ride and up broke! > Discuss you financial safety with a lawyer who specializes in > ELDER LAW. And if someone named Bill Fisher calls YOU, Hang up on > 'em! > >