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Jackie - HMO's suck!!! My HMO is pulling out of Houston Dec. 31, and the only other decent one, is not taking new subscribers. Now if I go to the hospital lI have to pay $250 deductible and all my meds. Frankly, I feel the government should step in and pay the insurance companies more. I also believe the insurance companies make enough money even though they say they don't. I think the insurance companies are trying to blackmail the government, just like our Channel 13 and Time-Warner cable tried to blackmail each other. Jo Ann from Houston