My wife and I moved and downsized and simplified our life five years ago. I have been asked at least six dozen times by various people about how we made this decision and about how we went about such a radical change. And then, of course, the next obvious question is "Do you think you made the right decision?" A lot of things fell into place at about the same time. The state came out with a buyout plan that made me five years older, my wife's Parkinson's problems were increasing, my kids left home and got good jobs, the old dog died, my knees were causing me a lot of pain, my job was becoming increasingly high stress, Joliet crime rate was going up- up-up, several longtime friends moved away at the same time. We sold our large house with the big yard. Yes, we had finally got every little remodeling job done and every individually planned decorating job done. The yard was finally finished in every detail. But the house had stairs and outside steps. Even with a self-propelled mower, the yard mowing took hours. Leaf raking, pruning, and other yard maintenance was hot, time consuming, and a trifle expensive. What to do? We could have retired anywhere. One co-worker moved to Arkansas. Another went to Missouri. One friend went to South Carolina. We thought about San Diego and Huntington Beach, California. Finally, though, we decided on southern Indiana. We bought a small house with a very small yard. The house was five years old and fully maintenance free on the outside. (Been there. Done that. Several times. No more ladders, scrapers, paint brushes!) One floor. I bailed out of my job (a third of a century is plenty of time working at one place), we sold the big house, packed up one medium sized truck, went to five parties, said good-bye to friends and acquaintances, and simplified our lives. Yes, there are things we miss. We don't have a fireplace now. We had to get a new dentist, new doctors, new auto service department, new this and new that. But the health problems did not get any better. We know now that living in the house with stairs and keeping up with the yard work would have been a real problem by now. We have made a new life here. We joined several organizations (I'm president of the Lions Club), started working at our own pace in several charity fund raising projects, and made a long list of mini- vacations that we want to do. The local health facilities are very good. Indiana University has super faculty and medical care in Indianapolis just 75 minutes away. 1) There has not been one day in the last five years that I have rolled out of bed and said, "I sure wish that I could go to work today." 2) Friends can still come to see us on a long weekend. We put them up in a spare bedroom. Our home makes a good base for relatives and friends to run around. (Look at a map of the area between Indianapolis and the Ohio River.) 3) We quickly adapted to a smaller house and yard. We did get rid of a lot of clutter, and we do have a two car garage and we do rent a storage unit to hold some items that we seldom use. Several times writers on the ListServe have asked for the experiences of others regarding household setups. This has been the experience of we two senior citizens. We moved and downsized our possessions and simplified what we were doing. We think that this is the smoothest time of our life. Added note: A couple of weeks ago I was asked to come back again to the annual retirement party for all employees that have reached the point of retirement. The guy that called asked me, "Are you going to give your same talk?" and I said, "I've only got one speech that I give at these retirement dinners." The speech that I gave at my retirement party, and the speech that I give each year at the annual retirement party is real simple. I tell all the retirees and workers and guests, "Someday it is going to be your turn. And I hope that when it comes your turn to retire that the money will be there and you will be in good shape to enjoy your leisure time!"