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Juanita, and all! I am a little confused about my visit. I need to take some time to sort out what he said. I may sign off the list for a while, but please feel free to contact me off list. I sought advice from Marjorie & Bill Bell, and I want to wait until I hear from Bill. Marjorie got right back to me & is a God send. Marjorie has "been there, done that!" It is a long story. I think I just need some time to absorb it all. I will say this, Dr. Ballard seems like a pretty good guy. Take care, David Meigs aka: Pappy [log in to unmask]