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My phone Co. is Bell Atlantic and long distance is AT&T. Until recently I got one bill from Bell Att for both - sent one check for 2 bills. Very nice. Then AT&T started billing separately well, Ok 2 checks instead of one. Then I got clobbered $5 for late pay on AT&T - now I notice that their pay date is the 23rd or so of the month. I sent them e-mail pointing out that a lot of people got Soc Sec, pension, annuity checks on or about the 1st of the month and why couldn't they do the same as so many companies and make bills payable on or before the 5th of the month, Their reply basicaly said "Tough S__" So now I am going thru the process of finding a long distance carrier. It ain't enough that my wife is getting all out of whack with her freezing etc and the doc doesn't seem to be much help Thanx for leting me sound off Bob Anibal