WHEW! Doug, it's bad enough that you've gotta deal with PD and drug reactions, AND that (&#^@)())_! Kindney stone, but to have the INSURANCE company seemingly doing all the can to make your life a living hell is too much! It's just TOO MUCH! And it absolutely AIN'T FAIR! AT ALL! Ordinarily I don't encourage folks to make a habit of having "pity parties," but if anyone deserves the right to "get it off their chest," it's YOU. Hang in there, m'friend... Sending ya virtual hugs and many well-wishes... Barb Mallut [log in to unmask]