 |
 |
apply to the insurance carrier for all benefits contracted, and when, not if, they challenge you get immed. an attorney specialist in disability...call your local bar assoc. for recomm. bk , ========================== ----Original Message Follows---- From: Dale of living with pd, i think it's about time i "retire" from work... i own a personal disability policy (not through my employer) which defines disability as being unable to perform the "material and substantial duties" of my position, a phrase that can be interpreted to mean various things based on whhose interests are at stake.. Dale Williams [log in to unmask] _________________________________________________________________ Get your FREE download of MSN Explorer at http://explorer.msn.com