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David: Thanks for pointing this out - the wait. I'll check with Burdette, but it seems like we got lucky with Social Security here in Montana. All of a sudden there was approval - only 1 trip to a doctor to confirm the diagnosis. Then a check for back pay fox "x" amount of time! But yes, get the process started early if one expects this 6-month wait. Maybe we had the six month wait and didn't realize it. ~pat ---------------------------------------------------------------------- To sign-off Parkinsn send a message to: mailto:[log in to unmask] In the body of the message put: signoff parkinsn