There was a lot of excellent information put on the list tonight about SSDI. I would only like to add that my disability with the State of Wisconsin required that I accept Medicare after the two-year waiting period so that Medicare is my primary insurance and my supplemental insurance through the State of Wisconsin is secondary. Cheaper for the State of Wisconsin. I wanted to opt out of Medicare. As to Nilo: I think you are out of luck; you do not qualify for SSDI any more. Katie ---------------------------------------------------------------------- To sign-off Parkinsn send a message to: mailto:[log in to unmask] In the body of the message put: signoff parkinsn