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Rick, Are you saying your sons and wife ssd is deductable or taxable. The way mine works. I have an ltd also, which is taxable because I did not pay anything towards premiums it was part of my benefits. I have a 16 yr old also who draws at the present half of what i draw from ssd. which reduces my ldt by that amount. Once she turns 18 or gets out of college my ltd goes back up that amount which is taxable. My daughter does not pay any tax on her ssd. ssd is only taxable i think this year was if you had other income of 45,000 or more but your income would not have anything your son or daughter ssd. Also If you are on disability go to county office with you ssd approval letter show them . In South Carolina your property tax is cut in half and alot of other benefits come with ssd I just got on with Medicare A&B Which will help alot since I am on the list at Emory to have the DBS. I saw the surgeons in Jan and have a MRI the 23rd and with the surgeons june 20th. I retired on ssd in April 99 I'm 48 and dig. in 96 had symtoms since92. Glad to give any help. Mike Truluck ---------------------------------------------------------------------- To sign-off Parkinsn send a message to: mailto:[log in to unmask] In the body of the message put: signoff parkinsn