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tanks for the good advice about "not giving up the day job." Luckily, prior to being diagnosed, my wife and I purchased supplemental disability insurance (since as teachers we never paid into state disability) so that covers up to 2 years after I use all my sick leave (109 days.) I hope the application process doesn't take longer than that! Scott ---------------------------------------------------------------------- To sign-off Parkinsn send a message to: mailto:[log in to unmask] In the body of the message put: signoff parkinsn