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That's good, Scott my EARNED SS disability(secretary before and after teacher retirement was cut 60% to $148/mo, due to teachers pension (around taxable $20,000)in California. What a rotten deal - but I didn't get PD til 5 yrs after teacher retiement and would probably had to fight for it hard -- they don't like people getting disabled during their retirement year. a "Double Dipper", Ray ---------------------------------------------------------------------- To sign-off Parkinsn send a message to: mailto:[log in to unmask] In the body of the message put: signoff parkinsn