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In a message dated 12/22/2006 11:02:51 PM Pacific Standard Time, [log in to unmask] writes: Hi. I hope everyone is having a happy holiday. I peeked at one of my presents early, a package from my insurance company, and found a lump of coal. Effective Jan 1st they are discontinuing the insurance plan I am on. However they are offering a new plan "to better serve me". Reading the tiny, tiny fine print I discovered that my annual maximum out of pocket is going from $2,500 per person in the family to a total of $9,500 for the group with no individual allocation. This of course means I am going to pay and pay. Then I noticed that the annual maximum benefit for prescription drugs is going from $5,000 down to $3,000. This means about August I will be out of benefit for the year. Here is my problem. I am 56 years old.....to young for medicare or medicaid I believe. I am still working (as best as I can) and therefore don't qualify for the drug company assistance programs because I have medical insurance such as it is. I don't qualify for welfare as I scrape by each month. I pay a staggering $1,270 per month for insurance !!! for a family of four....I am a 1099 contract employee so basically self employed. I just returned from Rite Aid drugstore where I spent over $650. And I have a couple more to fill next week. Does anyone have any guidance for me? So far in brainstorming the best plan I've come up ---------------------------------------------------------------------- To sign-off Parkinsn send a message to: mailto:[log in to unmask] In the body of the message put: signoff parkinsn with is win that pesky lottery........help !!! Thank you........Dan HHMMM. What State? ---------------------------------------------------------------------- To sign-off Parkinsn send a message to: mailto:[log in to unmask] In the body of the message put: signoff parkinsn