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----- Original Message -----
From: "(Stacey) (Collins)" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Friday, December 22, 2006 11:25 PM
Subject: Re: Insurance Question


> In a message dated 12/22/2006 11:02:51 PM Pacific Standard Time,
> [log in to unmask] writes:
>
> Hi.  I hope everyone is having a happy holiday.  I peeked at  one of my
> presents early, a package from my insurance company, and found a  lump of
> coal.
> Effective Jan 1st they are discontinuing the insurance  plan I am on.
> However
> they are offering a new plan "to better serve  me".  Reading the tiny,
> tiny
> fine print I discovered that my annual  maximum out of pocket is going
> from
> $2,500 per person in the family to a total  of $9,500 for the group with
> no
> individual allocation.  This of course  means I am going to pay and pay.
> Then I
> noticed that the annual maximum  benefit for prescription drugs is going
> from
> $5,000 down to $3,000.  This  means about August I will be out of benefit
> for the
> year.  Here is my  problem.  I am 56 years old.....to young for medicare
> or
> medicaid I  believe.  I am still working (as best as I can) and therefore
> don't
> qualify for the drug company assistance programs because I have medical
> insurance such as it is.  I don't qualify for welfare as I scrape by each
> month.
> I pay a staggering $1,270 per month for insurance !!!  for a  family of
> four....I am a 1099 contract employee so basically self  employed.  I just
> returned
> from Rite Aid drugstore where I spent over  $650.  And I have a couple
> more
> to fill next week.  Does anyone have  any guidance for me?  So far in
> brainstorming the best plan I've come up
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> with is win that pesky lottery........help !!!  Thank  you........Dan
>
>
> HHMMM.  What State?
>
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>

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