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Linda, I knew that, I just would like listers to have an understanding of what has happened in the past. And as I said, I have no problem with listing facts, it is the snide personal comments, that bother me. I am sorry, but that's me, again my opinion, no one elses. Gerry **************Looking for simple solutions to your real-life financial challenges? Check out WalletPop for the latest news and information, tips and calculators. (http://www.walletpop.com/?NCID=emlcntuswall00000001) ---------------------------------------------------------------------- To sign-off Parkinsn send a message to: mailto:[log in to unmask] In the body of the message put: signoff parkinsn