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Amen, Mary Ann, if we can not accept what happened, we spend a lifetime of energy and emotion trying to change something that can't be changed. My "Your life changes in a second" is very appropriate. Gerry **************Looking for simple solutions to your real-life financial challenges? Check out WalletPop for the latest news and information, tips and calculators. (http://www.walletpop.com/?NCID=emlcntuswall00000001) ---------------------------------------------------------------------- To sign-off Parkinsn send a message to: mailto:[log in to unmask] In the body of the message put: signoff parkinsn