I don't know about any private policy, but I did succeed, with the help of a
lawyer who specializes, in applying for Social Security Disability Insurance
(SSDI). It was pretty predictable and took about seven months. It often
takes much longer, and you can pretty much count on being denied in your
initial claim. You'll have to come up with enough paperwork to turn a dozen
squirrels out from their homes and wear out your sneakers and you'll have to
enlist the help of your doctors who can document the nature, severity, and
dates of your disability. But if and when you get it, you sometimes get a
first payment which covers the time between your application and your
approval. I however, did not get a retroactive check, because evidence as
we presented it indicated that I had only just become "totally" disabled.
For me, the lawyer was a good way to go, because my mental acuity and
motivation have been compromised in these last few years. (diagnosed in
2001, now 57 years old.) Good luck.
Rick Mc
-----Original Message-----
From: Parkinson's Information Exchange Network
[mailto:[log in to unmask]] On Behalf Of AW
Sent: Wednesday, November 03, 2010 9:35 AM
To: [log in to unmask]
Subject: Disability Insurance
In general, can a person with Parkinson qualify for disability? Does anyone
have experience on this issue?
I
am in my early 60's and find that my Parkinson symptoms are making it
increasingly difficult to perform my job satisfactory. Most of the
problems are not physically visible: tremor is slight, but the toe and
leg cramps
are often unbearable, good night sleep is rare and thus constant
fatigued and depressed. I have worked for the same organization for over 25
years and paid for disability insurance every pay period. I am trying to
decide if I qualify to claim disability or if I need to
take early retirement.
Thank you for your advice,
Angie
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