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I was shocked recently reading about the cost of medications in the USA. In England, we have "pre-payment certificates", which basically means you buy a season ticket from the NHS, which then covers the cost of all prescribed medications for the period of the certificate (not over-the-counter medicines). For my last annual certificate I paid £108 ( think it's gone up a bit since). Could you perhaps negotiate something similar with the insurance companies ? After all, they get the money in advance. Amanda Phillips ---------------------------------------------------------------------- To sign-off Parkinsn send a message to: mailto:[log in to unmask] In the body of the message put: signoff parkinsn