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(When including the message you are replying to, please make sure that the
lines in the original message's header are preceded by >.  Otherwise, the
listserver sends it back to me as an error message.  Also, I think that
chocolate cures EVERYTHING! :)  Barb)
 
> Date:         Wed, 5 Oct 1994 07:36:14 EDT
>From: [log in to unmask]
>Subject:      Home Health Workers
 
   If you or someone you know is on Medicare and in need of help to give
medications, cook, etc., because of Parkinson's, or any other medical reason,
Medicare will pay to have a nurse or aide come to your home. A doctor has to
approve the visits.
   I also STRONGLY suggest that anyone on Medicare look into joining one of
the Medicare HMO's. As long as the person has both Parts A and B, there is NO
additional cost. Each state is a little different, but in Texas, my plan has
no deductables. I pay $3 per office call and $5 per prescription. Everything
else is covered 100%, no maximum, no bills, no forms. My HMO arranges for
Home Health Care, medically necessary beds, walkers, etc.
   Medicare pays the HMO through some formula based on an average per person
allowance. In turn, the HMO must take everyone on Medicare who applies.
   Call your state Social Security Office for details.
   P.S. There is a rumor that chocolate may cure Parkinson's. I"m trying to
get my doctor to write a prescription for a 5 lb. box of Whitman's. <G>
 
 
 
---- End Forwarded Message
 
This is a response to J. Finch's post about Medicare HMOs.  Be
*extremely cautious* about such arrangements.  While they can be
money-saving, they are fraught with great potential for trouble;
these "capitation" schemes *encourage* the "gatekeeper" physicians
(the family doctor) to *avoid* referrals to specialists, and the
freedom to see other health professionals is severely restricted.
I have recently submitted an article which I wrote to several
national publications, and if it is published, it will expose the
financial pitfalls of this type of arrangement (most of the profits
go to the insurance companies!).  A few of these arrangements can be
helpful; but, in my experience, most of them result in a severe
deterioration in the quality of care that the patient receives.
 
I believe that the "solution" to this and other healthcare problems
in the U. S. is a "single-payer" program, such as the one which is
currently on the California ballot, and which has worked quite well
in Hawaii, and not quite as well in Canada.
 
Best regards,
 
Bob
--
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Robert A. Fink, M. D., F.A.C.S.   Phone: 510-849-2555
Neurological Surgery              FAX:  510-849-2557
2500 Milvia Street  Suite 222
Berkeley, California 94704-2636
USA
 
E-Mail:  [log in to unmask]
CompuServe:  72303,3442
America Online:  BobFink          "Ex Tristitia Virtus"
 
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