Good Luck Dick Metzler! After 26 years of teaching I was just turned down by PERS Calif. {Public Employee Retirement System} new long term care insurance program just because I was diagnosed last Oct. as having PD. The app noted that it may disqualify me and it did. The only program left, if I get that far and spend down what wealth I have, is MediCal (Medicade) and you have heard what is currently being proposed for that federal/state program. I hope Clinton really lambasts them. If New Mexico or California develops a reasonable program to support those who really need it, there will be "a giant sucking sound" caused by the millions heading for those states; increasing the tax burden on our children. I had better start doing some careful planning; however, my caregiver/wife who is still employed doesn't want to talk about it. Fred Turner