I love your E-mails!!! What do you do when you're an adjunct faculty member of a university (which means no benefits) and have recently lost your medical insurance (which was student-based and you're no longer a student)? How do you get help with income needs? Medicaid? Too young for Medicare (46). Are there disability plans out there which can apply to someone working part-time? If you can answer any of these quewtions, I would greatly appreciate it. Thanks. Marti