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Bruce Anderson: I made a claim on my private carrrier's... MetLife... LTD Insurance (which was the BEST $3.65 a month I EVER spent!!!) several years ago, and they've been very cooperative. That check arrives like clockwork every month (THANK GOD!!!!!) No problems to speak of at all. I'll admit tho, that I've signed up for LTD insurance with MetLife when I was starting a new 9 to 5 job in 1989, and the medical plan used was Metropolitan. It was an excellent plan from the git-go. Barb Mallut, [log in to unmask] ---------- From: PARKINSN: Parkinson's Disease - Information Exchange Network on behalf of [log in to unmask] Sent: Wednesday, June 12, 1996 12:26 PM To: Multiple recipients of list PARKINSN Subject: LTD Insurance If there is anyone out there in our group who has made a claim on a privately purchased (as opposed to employer provided) Long Term Disability Insurance policy, I would appreciate it if they could contact me at [log in to unmask] . Due to worsening symptoms, I am about to file for benefits and do not want to make any avoidable mistakes. It's an "own occupation" policy, which I understand the issuers have had such unprofitable experiences with that they are very tough with claims (and no longer sell it). (One "offending" group of insureds supposedly are doctors who are saying they can't doctor anymore due to the stress of the new medical economics.) If there is anything interesting that comes out of this I will post for all of us. Thanks. B. Bruce Anderson (50,1 1/2),