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With respect to recent posts re: HR 3103 and long-term care, please access the bill summary on my web site. Additionally, the "Online LTC Questions & Answers" segment of my web site contains detailed information about the criminal penalties associated with Section 217 of the bill (Medicaid asset transfers) Martin Bayne 46/2 -- Martin K Bayne http://www.mr-longtermcare.com Email= [log in to unmask]