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Friends, What a wonderful way to start off the holiday season. A donation to any one of the well deserving organizations Dale mentioned will truly be a gift that "keeps on giving"! I am splitting my donation between PAN and PDF. Thank you Dale for designing this sensible plan and providing a blue print for other grass-root endeavors to come. Best Wishes, Margaret Tuchman Margaret Tuchman(55yrs,dx1980) --NEW JERSEY [log in to unmask] *******************************************************************