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Valerie, Welcome. I understand how your dad feels. I did a great deal of research at first. Then I cried a lot and did not want to talk about it. But the longer I am on this list, the better I feel about it. It is still depressing looking at the future, but, I know that I am not alone. Let your dad know we are all in the same boat.(there's that boat again, the SS ???) don't forget how to laugh Marling McReynolds [log in to unmask] (work) or [log in to unmask]