Billy, This may sound cynical. The people who are the most expensive for the community are the ones who by staying healthy and don't smoke etc. grow very old. they use much retirement pension. Having used all those money yet they may fall ill when very old and need medicare money for years. Much cheaper is a smoker, who paid for his pension, but dies before he can get some of it back. I don't think this is a way such things can be regulated, but you make it easy by taking into account only what suits you. Ida Kamphuis > Like, how can we claim that we were not the cause of our own PD, > when we do not know the cause of this PD, eh? What I disagree > with, is paying for a smokers lung condition. Also, it is not > just the cigarette manufacturers executive, but everyone from the > tobacco farmer to the pharmasist who sells cigarettes who are to > blame. > [log in to unmask] >