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Sand R. you speak well, or at least type well! I am inspired. I will cut the amount of my posting by 10%, for each 1% rise in the Dow Jones average, so if it rises by 10% in any day, I will just lurk, and be silent, or invisible, as the case may be. If the DJ goes down I will babble as usual. If it goes high enough to make me able to quit my job, I will still keep my posting to a minimum. You get to do the math! Ken