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Judith, you hit the nail on the head! No matter what laws are in effect, when you have an employer/employee relationship, if the employer does not want you, he/she/it will find a way for you to be out of there, eventually. It may not be immediate, but it will happen. The problem we have is that there are various levels of honesty, driven by legal and financial powers. If everyone was 100% honest, and had unlimited funds, it would be so simple. The employee could say "I can't do my job the way it should be done, or as well as another person could do it, so please pay me disability, or give me a position I can handle: The employer could say "I hate to lose you, but I have plenty of insurance, so here is $1000,000.00, go have a nice life, and send me a post card from the French Riveira, My Son in Law will replace you in your job." Life should be so simple! In real life, the Employer would tell everyone he/she/it knows "I have an employee who does a great job, but I am annoyed because he/she takes a few sick days a year, and gets off a few minutes early to go for medical treatments occasionally. I have to figure out what it will cost me to dump this employee, and replace him/her with a less experienced person who will work for less money, fewer benefits, and will not take days off to attend family funerals, or just because they have a body part amputated. I wonder if I pay my lawyer $2,000,000.00, can he find a loophole to put this employee on welfare?" For every wonderful, generous, understanding employer, with enough insurance and capital to run a business that can make a profit and also treat people like human beings, there are probably (my guess) 999,975 who would put pay toilets in a diarrhea ward to make a few cents profit. Then there are the other 24(still my guess) that will do everything they can to help employees, but eventually put them on the unemployment line. What a WONDERFUL WORLD! And I am still working...with MY attitude? (That is what you call a MIRACLE!)