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hi all via one of the tricks of "mckinley's self-korrecting keyboard" the critical word in the critical paragraph in my last message was changed from "fraud" to "frau" the offending paragraph should have read thusly: --- however, if a designer/decorator were to accept a 'commission' from a supplier, otherwise known as a 'kick-back' ***without the prior knowledge of the client*** that monetary transaction constitutes fraud and is illegal --- my apologies to all german list-siblings! your cyber-sis in silliness janet janet [log in to unmask]