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Greg, it is so sad to think that the people in most need of help, will suffer
the most. There outght to be laws passed  to make it a felony to hold back the
most effective medical care in search of profits.  If it is anything less than
a felony, there are "bean counters" who will figure when it is cheaper to pay
a fine, than provide quality medical care as needed.  We also have to educate
ourselves  to understand the buzzwords and mumbo jumbo used to cloud the
issues.  And, what about contracts that have such small print, and often
reproduced so poorly, an electron microscope would not make them legible. You
give that to a person who is anxious to recieve medical treatment for
themselves or a loved one, they will usually just sign whatever is put in
front of them to get things moving.  Have you ever read what you sign before
surgery for example? Basically you give them the right to do whatever they
want, and if the patient dies, he has signed away his survivor's right to sue
for malpractice!  much of it does not stand up in court, but it also is not
protecting the patient.  What if the doctor had to sign a form composed by the
patient?  It would make sense, as the doctor can always make more money, but
the patient only has one life to lose! kenBEcker