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Greg Leeman, I read your post on the situation with the HMO's and Heath Insurance Industry. I haven't read all the Re:'s on this so someone may have mentioned this, but Clinton proposed a Patient's Bill of Rights to reign in both of those industries - and - it's the proposal of his that reportedly has the most bipartisan support and is most likely to pass. We have to take some comfort, at least, in the fact that they are so bad that something will be done about them - they are their own worst enemy. I haven't seen any specifics on what this Bill will contain, and I don't know if it's been written, but it sounds as if it's mis-named. It sounds like its picking on the doctors and hospitals, instead of the real culprits - the HMO's and the Health Insurance Companies. ( FWIW, my experience has been much better with the HMO's that are owned by large, welI-known life insurance companies, like Aetna for instance, than those that aren't - and I've had five different insurance plans/HMOs in the past 7 years). If anyone has seen the specifics on this Patient's Bill of Rights perhaps you could recite them for us - it might also be something worth contacting our legislators about to make sure it doesn't get watered down.