This is a multi-part message in MIME format. ------=_NextPart_000_01EA_01BD3A3C.B728E000 Content-Type: text/plain; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable I came across some of the specifics on this bill, which Washington = journalists feel will be made into law this year. The issue, though, is = how watered-down it will be. Some Republicans are claiming it's too = much, that it is really Hillary's rejected nationalized health care in = disguise. Some of it's proposed Rights are: Patients have the right to 1. receive accurate information - about everything 2. a choice of healthcare providers "sufficient to assure access to = appropriate high-quality health care wherever feasible." Small = employers to be given assistance to help pay for this. 3. emergency services when and where the need arises. Health plans will = have to reimburse when an individual goes to an emergency room any time = a "prudent lay person" would think it necessary. 4. fully participate in all decisions about their med. care. If unable, = have the right to have family members, etc., do so. 5. considerate, respectful care. [here's a real boondoggle for the = lawyers]. 6. review own records and have corrections made; the right to = confidentiality., and, 7. a fair and efficient process for resolving disputes with the health = plans, doctors, hospitals, etc., including a rigorous system of internal = review and an independent system of external review. I sure do hope this list becomes more specific; right now it reads like = the Preamble to the Constitution. The cost to administer the information = disclosure procedures has been privately estimated at $.59 to $1.00/ = insured person/month, and the cost to administer the external appeals = process is supposed to cost $.03 to $.07 /insured person/month. I'd pay = $1.07/ month to have some real strong protection in place. I got this info from the 1/7 issue of the Journal of the AMA.=20 I don't know if anyone say Nightline with Ted Koppel the other night = on the subject of HMO's denying care (mostly hospitalization) to people = who then died, but it was amazing. These 3's survivors subsequently = sued the HMO, Kaiser Permanente, and each got multi-million dollar = settlements. You used to sue doctors for killing your relatives. Now = you sue insurance companies. In one case, a juror on a case that was = settled for $3 mm said the jury would have made them pay much more. In = all case the reason was, apparently, that the HMO was looking at cutting = costs. The HMO said this all involved their Texas operation, but that = situation has since been remedied =20 ------=_NextPart_000_01EA_01BD3A3C.B728E000 Content-Type: text/html; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable <!DOCTYPE HTML PUBLIC "-//W3C//DTD W3 HTML//EN"> <HTML> <HEAD> <META content=3Dtext/html;charset=3Diso-8859-1 = http-equiv=3DContent-Type> <META content=3D'"MSHTML 4.71.2016.0"' name=3DGENERATOR> </HEAD> <BODY bgColor=3D#ffffff> <DIV><FONT size=3D2>I came across some of the specifics on this bill, = which=20 Washington journalists feel will be made into law this year. The = issue,=20 though, is how watered-down it will be. Some Republicans are = claiming it's=20 too much, that it is really Hillary's rejected nationalized health care = in=20 disguise. Some of it's proposed Rights are:</FONT></DIV> <DIV><FONT size=3D2></FONT><FONT size=3D2></FONT> </DIV> <DIV><FONT size=3D2>Patients have the right to</FONT></DIV> <DIV><FONT size=3D2>1. receive accurate information - about=20 everything</FONT></DIV> <DIV><FONT size=3D2>2. a choice of healthcare providers "sufficient = to assure=20 access to appropriate high-quality health care wherever = feasible." =20 Small employers to be given assistance to help pay for = this.</FONT></DIV> <DIV><FONT size=3D2>3. emergency services when and where the need = arises. =20 Health plans will have to reimburse when an individual goes to an = emergency room=20 any time a "prudent lay person" would think it = necessary.</FONT></DIV> <DIV><FONT size=3D2>4. fully participate in all decisions about their = med.=20 care. If unable, have the right to have family members, etc., do=20 so.</FONT></DIV> <DIV><FONT size=3D2>5. considerate, respectful care. [here's a = real=20 boondoggle for the lawyers].</FONT></DIV> <DIV><FONT size=3D2>6. review own records and have corrections = made; the=20 right to confidentiality., and,</FONT></DIV> <DIV><FONT size=3D2>7. a fair and efficient process for resolving = disputes with=20 the health plans, doctors, hospitals, etc., including a rigorous system = of=20 internal review and an independent system of external = review.</FONT></DIV> <DIV><FONT size=3D2></FONT> </DIV> <DIV><FONT size=3D2>I sure do hope this list becomes more <FONT=20 color=3D#000000>specific</FONT>; right now it reads like the Preamble to = the=20 Constitution. The cost to administer the information disclosure = procedures has=20 been privately estimated at $.59 to $1.00/ insured person/month, and the = cost to=20 administer the external appeals process is supposed to cost $.03 to $.07 = /insured person/month. I'd pay $1.07/ month to have some real = strong=20 protection in place.</FONT></DIV> <DIV><FONT size=3D2></FONT><FONT color=3D#000000 = size=3D2> I got=20 this info from the 1/7 issue of the Journal of the AMA. = </FONT></DIV> <DIV><FONT size=3D2> I don't know if anyone say = Nightline with=20 Ted Koppel the other night on the subject of HMO's denying care (mostly=20 hospitalization) to people who then died, but it was amazing. = These =20 3's survivors subsequently sued the HMO, Kaiser Permanente, and each got = multi-million dollar settlements. You used to sue doctors for = killing your=20 relatives. Now you sue insurance companies. In one case, a = juror on=20 a case that was settled for $3 mm said the jury would have made them pay = much=20 more. In all case the reason was, apparently, that the HMO was = looking at=20 cutting costs. The HMO said this all involved their Texas = operation, but=20 that situation has since been=20 remedied  = ;</FONT></DIV></BODY></HTML> ------=_NextPart_000_01EA_01BD3A3C.B728E000--