 |
 |
Camilla, my mom, who is principal caregiver for my father, took out some disability insurance on herself a few years ago, fortunately she has not had to make any claims, but it has a claus that returns some of the premium each year if no claims are made, I believe she got $50 or $100 back, not a fortune, but worth a phone call! It pays to read and re-read insurance policies to make sure of what you are (or are not!) entitled to collect. [log in to unmask]