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There are very strict and clearly defined guidelines re: spending down, eligibility for Medicaid for NH, and they are changed often, so it would be wise to get the latest info. Check with a social worker in a senior center or organization serving seniors--they probably know, and it's cheaper than an atty! Basically, the at-home spouse of a couple is allowed to keep the residence, one car, and other assets in her/his name--the amounts were revised since I read them. Also, I believe that now when a person whose NH care was covered by Medicaid dies, the government will try to recover the expenses paid from her/his estate (if any). It gets pretty complex, and the gap between "giving away assets" and claiming aid gets longer all the time. While it may seem unfair that there are these restrictions, remember the enormous cost involved to society; if folks didn't use some of their own assets we'd all pay more in taxes, after all! We feel very lucky that we had bought long term care insurance for BOTH of us a short time before Peter had any idea he had PD! While it is too late for someone already diagnosed, well-spouses should consider getting LTC ins. for themselves, in case of future need....just a thought. It's not cheap, but could be well worth it, and the newer policies now cover in-home care as well as NH. There are many published guidelines for how to evaluate LTC policies--your local Council on Aging would probably have them. Camilla Flintermann, CG for Peter 79/8 Oxford, OH [log in to unmask] * * * * * * * * * * * * * * * * * * Ask me about the CARE list for* * Parkinson's caregivers ! * * * * * * * * * * * * * * * * * *