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As often happens on the Parkinson Informatiion Exchange, Janet
Pattersoon generates some thoughtful and useful dialogue on timely
topics. Her recent missive of May 2nd on the above subject I especially
found of interest.

In my own case a couple of years ago at age 63 I noticed, I thought
suddenly, that  my health and   work capacity had dropped dramatically.
My wife claims it was process well underway over the last few years but
I was just too obtuse and stubborn to do anything about it! In July /96
I finally spent some time with my GP and a bunch of specialists. I
quickly found out I had three problems-diagnosed  with Parkinson's: a
blocked left venticle which caused angina attacks; and diabetes which
accounted for the high sugar count in my blood. The good news eminating
from this three strikes and you're out news was that I took an " illness
perspective " and was able to go on LTD in September. Luckily my group
benefit program was set up with the premium for the disability coverage
fully paid for by the employee with the result that the monthly
benefits, although only 60% of my previous salary, are tax-free and
therefore adequate to live on until my pension kicks in starting in
September of this year when I arrive at my so-called lnormal retirement
date.

Allthough I was not planning to apply, my private insurance company
insisted that I offset their claim through seeking benefits under the
Canada Pension Plan program. This has proved to be a frustrating and
time consuming task. It started off with a meeting with CPP personnel in
an Ottawa-based office and completing detailed medical documents with
the help of heart specialists, neurologists , etc. The initial claim
forms used by the private insurance company, although quite similar,
would not suffice. This packsge was hand delivered and after a few
months wiith no response I finally found out the information had been
transferred to a Toronto office that was now processing all claims in a
central office. Reportedly my medical forms were misplaced and I had to
send in a second batch. Finally I received a denial letter dated March
12, 1997 which stated that applicants " must have severe and prolonged
disability which keeps you from working regularly at any job, and is
long-term " The correspondence also contained what is termed a
RECONSIDERATION form which must be completed, along with updated medical
input, if  you want to submit an appeal. I argued that my medical
problems are obviously long-term, chronic and kept me from working on a
regular  basis at any job. This package I submitted by registered mail

This first  appeal, which from numerous telephone calls, was being
processed, but slowly and  follow-ups with the medicos involved, was
eventually responded to in a letter dated October 2, 1997. Again, a
negative response this time with a comment that the medical information
in my file would indicate " you had the ability to do some form of light
work on a regular basis."
Again I had the right to make an appeal, this time to a REVIEW TRIBUNAL,
which is a group of three persons, at least one being a lawyer, who meet
with the applicant and if rquested, a representative for the applicant,
presumablly a lawyer. The informal hearing is held, wherver posible, in
or near the applicant's home community, at no expense to the applicant.
In this case I followed up with medical reports, etc. with a covering
letter dated December 5th 1997. It was acknowledged within days in a
letter dated December 10th, but with a note that the hearing will not be
scheduled for about four months. I will still waiting with bated breath!

Hope this helps. If nothing else it would indicate that a Parkie who can
walk and talk might have difficulty in seeking disability benefits from
the Canada Pension Plan. I would welcome any feedback on my experiences,
especially any advice on  what to say at my eventual Tribunal meeting.

Ken Clements                    < [log in to unmask]             Ottawa,
CANADA