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KEn Becker wrote:
About bad HMOs.

HMOs are merely applying the principle of insurance, which is like
a lottery where many pay a little so that a few may collect big.
Of course if every member insists on collecting big, the whole
insurance idea then collapses. And of course insurance companies
have to compete with one another just like any other business, so
they are parsimonious for the benefit of their members, as well as
their bloated capitalist stockholders and corporate officers.

As a matter of passing interest, Kaiser Permanente (which I joined
nearly 50 years ago) was started just for employees of a Kaiser
steel mill in California. Since then it has evolved to where it
is owned by its doctors, who make all the corporate decisions, but
just like the insurance HMOs those decisions are often painful and
contentious. Cheers,
Joe

--
J. R. Bruman   (818) 789-3694
3527 Cody Road
Sherman Oaks, CA 91403-5013