Dear Ivan-- this may be completely off the wall, but desperation breeds attempt----since you say your mortgage is paid off, have you considered getting a loan on your house--an equity loan, reverse mortgage, whatever? This is what parents often do to finance a kid's college, etc. It would complicate things with your disability $$$ perhaps, but could you ask Legal Aid about any such possibility that might not jeopardize your income? Maybe the $$$ could be paid into an special account used only for CGs expenses, not for you directly? Is the house tied up in Medicaid liability? Sorry if this is a wild goose chase---but thought I should ask. People in the AIDS community do this sort of thing I believe to finance expenses, but I've no idea what the legal angles may be. The problem is you need a LONG TERM solution, not just a few weeks---is there any chance for you in the newer surgeries, to give you a chance to function better and not need so much care?? for YOU from Camilla <[log in to unmask]> http://www.newcountry.nu/pd/members/camilla/one.htm When you get to the end of your rope, tie a knot, Hang on, and swing!