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Ivan, That was my thought when I posted about Mr Clinton pushing for rent aid for low income and/or disabled. I was thinking that if they would "pay" for someone's rent, then there ought to be a way to "pay" for a caregiver for someone in the needs such as your own - especially since your mortage is paid, as you say. Wouldn't it be cheaper to cover a caregiver than to pay for "instititionalizing"? Trying to help Bonnie daughter of Jim 77/3