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Thank you Richard, ( Richard Entlich <[log in to unmask]> ) This is a great list , looks like it may solve a big problem for me. I have a $2,000 a year limit on drugs that my Insurance will pay. (California Blue Cross/Blue Shield Seniors HMO) and I go through that amount in four or five months. I'm going to start now getting all of the info on each application now so I'll be ready for the time when I have used up my 1999 allotment and just in time for the onset of Y2K. Bob Chapman 65/ 4