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Somehow I don't think that SS is having their finest hour, and I'm old enough to collect SS, without having to meet any disability standards. When I was 65 last year I called them to sign up for Medicare. Because if you don't sign up for Medicare within 9 months of your 65 birthday, you pay a penalty. At that time I told them I had no intention of retiring within the next year or two, maybe longer. They informed me that I'd be cheating myself out of $3,000 if I didn't sign up for SS at 65. So like an idiot, I believed them. I was completely ineligible for anything until Oct of my 66th. year. On Oct. 27, 1998 they put money in my bank account, and again in Nov, 1998, in Dec. I got $6.20. No, the decimal isn't in the wrong place, it was six dollars and twenty cents. When I got my W-2 form, I called them because I had made more money than I anticipated. There were 27 paydays in 1998 instead of 26 as is normal, and I received a bonus I didn't expect. So last Wed. I called to report that I thought maybe they had overpaid me, (however, not anywhere near the 3K I was supposed to receive), and made an appointment to go out there (Ft. Lauderdale, Fl) on Feb 12 to repay them. Yesterday I got a notice of my appointment stating all of the papers I have to bring with me. They also suggest I bring someone with me. They want my bank account statements, rent receipts, check stubs , any military records, (none), and after reading it I felt they must think they have been paying me forever and that I'm an Alien on SSI. I have a Police Officer friend, do you suppose I should ask him to go along with me???? As Ever. Marjorie Moorefield, just another librarian with PD 66/10