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HI Joan,

My condolences in your battle with Social Security.  They have a knack of
doing just what you don't want them to do. I had no trouble getting social
Security Disability and I didn't want it believe it or not.

 After battling with my major disability carrier and needing  to hire an
attorney to prove my partial disability just 2 1/2 years ago and going on
full disability about 1 1/2 years ago,  the Insurance company last year
insisted (and had the right by contract)  that I apply for Social Security
Benefits.  They have a  coordination of benefits clause which deducts my
social security from my benefit check so essentially the insurance company
saves the amount SS pays.

I delayed applying for a few months,  then because of being caught out of
town  because of a canceled plane missed my first scheduled interview and
then after rescheduling- while being honest but not pushing or certainly not
exaggerating my symptoms- I was approved for benefits.  The benefits were
backdated for about 6 months so I got a large check which I had to forward
to my insurance company.

But the real kick in the butt was that since I had another policy with a
different company (privately owned since I had changed employers and the new
employer provided the major policy) and  it also coordinated some of the
benefits. Therefore  getting social security, which I didn't want or need
actually costs me several thousand dollars a year.

I am grateful  to be in the position iI am in  but couldn't Social Security
have given the money to someone that needed it???  This must fit under a
corollary of Murphy's Law (or is it Parkinson's Law?).

Charlie

Stan or Joan Snyder wrote:

> Hello to all: On new year eve, I received notice that, despite my long &
> desperate battle to finally receive SS disability just 4 years ago, my
> claim was up for review. Since then, I have been on that emotional
> roller coaster that can only be called terrifying; me against a huge
> governmental agency. The first thing that I did was to call the case
> worker assigned to my case. She assured me that this was just procedure
> & that all cases were going to be reviewed. With somewhat a bit more
> confidence, I asked my sister fill in the papers for me as she is the
> head of employee benefits at a large accounting firm & had my husband
> deliver them to the local office. At the scheduled time, my local
> caseworker called me to tell me that everything was in order. She said
> that she had never seen a form so fully documented and filled in quite
> so well.She also said that she could see no reason for me to worry-it
> was obvious that SS Disability was designed for someone like me. She
> would send my forms to the state where they would be reviewed & that a
> decision would be made in 6 months time & she was sure that this was
> just a formality & that I need not worry. Feeling somewhat at ease, I
> kinda put it on the back burner & got on with my life. Then on Jan. 27,
> came a big brown envelope from the Dept. of Human
> Services: Office of Rehab Services, Disability Determinations and I
> thought WOW, we filled in those forms so well that  they were able to
> make a quick judgment. WRONG! inside was another stack of forms with a
> cover letter stating that they were deciding my disability claim &
> needed to know how my condition makes it difficult for me to carry out
> day-to-day activities. All this, now, when just several years ago, I was
> forced to hire a lawyer & ultimately had to go before a judge who said
> that my case should have never gotten that far! Anyhow, this set of
> questions seems to me to contain some "weird-er" questions than usual.
> Some of them are: (under general information) Do you have trouble
> concentrating or thinking? If so, give examples. & Do you hear
> voices/see people who are not around? If so, do they interfere w/ your
> activities? If so, describe. (under a section called Getting along w/
> People) Do you enjoy people and like to be with others? Do you feel
> afraid of people?
> Now, I feel as if I'm walking through quicksand-I have answered these
> questions to the best of my ability but I'm afraid of the consequences:
> if I enjoy people & like to be with others am I a social butterfly
> looking for someone to pay my way or am I just a PWP with lots of
> friends who come over to bring  dinner for my family, take me out for
> awhile (I have practically given up all driving!) & must sit & listen to
> my horribly slow & soft voice & remember how much fun I used to be? Can
> I tell them that I don't fear people but am becoming more & more
> paranoid that "Big Brother" is watching? Can I make them understand how
> I woke up 1 am to be able to type this & won't be able to sleep again
> until the pills kick in to make it quit hurting enough so that I can
> finally quit shaking? Can they read this on the www and say that I'm
> functional enough to write this, so I should be able to hold down a
> full-time job without knowing how long it has taken me to get this out.
> I realize that there are abuses in the system that they are trying to
> fix, but I have to tell you-this is one rollercoaster ride that I wish
> would finally end!
> --
> Joan E. Snyder (47-8-10) <[log in to unmask]>
> "In the depths of winter I finally learned there
> was in me an invincible summer" Albert Camus
> http://www.newcountry.nu/pd/members/snyder/page1.htm

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Charles T. Meyer,  M.D.
Middleton (Madison), Wisconsin
[log in to unmask]
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