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HI Karen, Sorry to hear about your problem. The first place I would go for information is our Parkinsn Archives. As you can imagine this issue has come up many times in various combinations and permutations in the 4 years (god- is it that long). There are many of us who have gone through battles with employers, insurance companies an social security. some questions: 1. Did your employer know about your PD.? 2. How symptomatic were you? did it effect your job performance? 3. Were others laid off or were you the only one? 4. What is the definition of disability in your LTD policy? 5. What is your insurance company and in what state do you live? 6, Do you have any reason to believe that your PD played a role in the layoff? Many of us have gone through LTD and other insurance and employment problems and I think you have come to the right place for advice and ideas. Charlie Karen deGraaf wrote: > Fellow listserv members: > > Fiscal year end, the headache the Feds have placed on homecare, > and tightening homecare budgets made even tighter by the Feds make me a > fatality of an eliminated position in the healthcare field of homecare. I > need your assistance PLEASE. > I want to file so I can receive the benefit from my employer group long > term disability coverage I was given as a benefit upon hire. > > What do I need to know so that this process goes smoothly? Is this > a reasonable option.? I don't want to take advantage of the organization > BUT I need some hope for my future income til age 65 also (the benefit > promise when I was hired in the position). > > My facts are : I was diagnosed with PD about one year ago. I had > been in my position with this organization since 1997. On Thursday I was > told my position had been eliminated and therefore was given a small > severance sum and also told that my benefits would continue until June 30, > 1999 (that being LTD and life insurance) > > Reality is now that I am not employable as a homecare nurse with > PD, especially as an administrator due to the stress and long, hard hours, > the mental agility needed and the focus as well as strength it takes for > the day after day crisis; the toll on my health would be sizable. > > I have had a career in nursing but mainly in nursing administration > for 34 years. I can no longer do what I once could do; but I don't have > limitations to my activities of daily living. > > How is the best way to follow thru on this process of filing for > disability? > I'd appreciate any and all comments. I appreciate any resources. > > THANKS A BUNCH > > ~~~~~~~~~~~~~~~~Karen deGraaf > > ~~~~~~~~~~~~~~~~~~~~~~~email: [log in to unmask] -- ****************************************************************************************** Charles T. Meyer, M.D. Middleton (Madison), Wisconsin [log in to unmask] ******************************************************************************************