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Bent Willow asked: > My husband, Jamie, has been struggling to maintain his job ... he > can no longer perform even on a minimal level... He's 60 years old > and has a minimal pension. What is the benefit of him retiring vs. > taking a disability leave. > > If he leaves on disability, is it possible to make it limited - > that is, can he formally retire when he turns 65, or is the > disability leave forever? Janie needs to get that information from the personnel department where he works. Usually a disability benefit plan provides for regular payments to compensate (in part) for lost salary thru age 65. So if there is a choice, assuming retirement can begin at age 60 or at some time before reaching age 65, then one question would be how these payments compare. Also, what is the health insurance coverage in each case? It sounds like he may also qualify for Social Security disability benefits. I hope this helps. Phil Tonpkins Hoboken NJ age 61/dx 1990