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The info I have on Medicare states that if you're disabled for two years you are automatically enrolled in Medicare. There are two parts; hospital coverage and medical coverage. Medical coverage requires a monthly premium. Those with low income may qualify to have the state pay for premiums and out of pocket medical expenses. Only your state can determine if you qualify. To find out if you do you should contact your state or local welfare office. For more general info about the program contact Social Security and ask for the leaflet "Medicare Savings For Qualified Beneficiaries" (HCFA Publication # 02184).