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Hawkins, Darwin wrote: > an owner can in effect get a reverse mortgage. You "sell" your house and > receive a monthly "house > payment" while continuing to live there. Don't you have to be a certain age to get this kind of mortgage. I would be wonderful if it would work for Ivan but he is still so young. Also in some places, under certain circumstances (like MediCal in California) leans on a home do not have to be paid until the death of the person. Is that an option? Kathy W