I NEED HELP, WHERE DO I START I think it's time I filed for SS benefits of some kind, but I'm at a lose as to what I may be eligible for. Quick run down;;;; 1. self employed 2. no health ins. 3. no major assets 4. wife doesn't work 5. 47/46/43 I've heard it takes two years even if your eligible. And they always turn you down the first and second time you apply. Is it any faster or better to use a lawyer? My doc says I should qualify and he'll help. If I could just get help with the cost of meds that would be something. Any help would be appreciated. Sorry for the serious stuff and no dragon, I got yelled at and sent to my room[ joke barb] p.s. Janet nice to see you posting SIR JAMES 1ST First Knight of the Royal Order of the Keyboard by appt. of the King